• Fire
• Smoke
• Water
• Flood
• Dishwasher Leaks
• Water Heater Leaks
• Washing Machine Leaks
• Air Conditioner Leaks
• Water Supply Line Leaks
• Plumbing Leaks
• Sewer Line Leaks
• Broken Pipe Bursts

• Mold
• Theft
• Vandalism
• Dropped Objects
• Hail
• Loss by Collapse
• Roof Leaks
• Sink Holes
• Wind
• Vehicle Hitting a Building
• Business Interruption
• Any Covered Loss

FACT:

Public Insurance Adjusters are experts on property loss adjustment who are retained by policyholders to assist in preparing, filing and adjusting insurance claims. Employed exclusively by a policyholder who has sustained an insured loss, these professionals manage every detail of the claim, working closely with the insured to provide the most equitable and prompt settlement possible. A Public Insurance Adjuster will inspect the loss site immediately, analyze the damages, assemble claim support data and review the policyholder's coverage to determine current repair and/or replacement costs.

FACT:

Public Insurance Adjusters work exclusively for the policyholder, not the insurance company. When a loss occurs, many property owners suffer high levels of distress, anxiety and frustration. Retaining the services of an experienced Public Insurance Adjuster can give policyholders peace-of-mind, confidence and satisfaction knowing that the Adjuster is protecting their financial interests by negotiating fair and adequate compensation for their claim. Standard homeowner's insurance policies can be comprised of dozens of provisions, stipulations and conditions, as well as scores of details and requirements. Average policyholders do not know that the burden of proof is theirs. Public Insurance Adjusters are intimately familiar with the insurance business and all the ensuing procedures so they may work quickly to expedite payments.

FACT:

Typically, property insurance claims are grossly underpaid by the insurance companies because the independent insurance adjusters, who are hired directly by the insurance companies, have a tendency to 'overlook' pertinent details of the claim, which invariably result in smaller settlement payments to policyholders. Furthermore, most policyholders don’t realize that insurers pay these independent insurance adjusters to work exclusively for their insurance company.

*** PLEASE READ VERY IMPORTANT ***

Steve Madden became a licensed California Public Insurance Adjuster because of his own personal experience with a well known Insurance Company who he trusted to give him a fair and accurate settlement on his property damage claim. Steve spent months of trying to negotiate with the Insurance Company to do the right thing.  Steve felt he was treated unfairly when he was presented with a very poor settlement offer by his Insurance Company's Adjuster.  That is when Steve decided to enlist Roby & Associates to work for him to secure a fair and reasonable settlement of his claim.  Wayne Roby from Roby & Associates was able to secure a much larger settlement on his claim worth nearly 2 times the amount originally offered by his Insurance Company. 

This is why Steve Madden became a Public Insurance Adjuster and why he joined forces with Roby & Associates.  Steve wants to help you, the Policyholder, to receive the highest possible settlement on your claim.   Steve wants to help his clients through the difficult time of an insurance claim.  You can count on Steve to be on your side from the beginning, and to get you everything YOU deserve on your claim.  Steve found out the hard way that even the smartest of individuals do not have the knowledge nor the experience of knowing how to deal with Insurance companies or exactly what your policy covers.   Roby & Associates' knowledge of the insurance systems procedures helps them to successfully negotiate a fair and reasonable settlement.  Steve was extremely lucky to find Roby & Associates by getting "The Best Insurance Settlement Expert Available."

Call Steve now to discuss how Roby & Associates can Maximize Your Claim to get the largest settlement amount possible on your property damage claim.  Don't make the mistake of letting your insurance company keep what you are entitled to receive on your property damage claim.  IT'S YOUR MONEY!